Proposal for a Stablecoin Payment System Standard Compliant with Korean Regulations

Based on global regulatory trends and technological inevitability, this proposal emphasizes why South Korea must urgently adopt an independent stablecoin payment system.

Over the past few decades, we have witnessed the digitalization of information (Internet), communication (social media), and commerce (e-commerce), yet "money" itself has remained merely a numeric record on centralized ledgers—in other words, "analog value expressed digitally." However, stablecoins existing as tokens on the blockchain are inherently digital and are "programmable" assets capable of embedding logical conditions. This signifies that payments are no longer the final stage of a specific process but have transformed into organic elements that can be embedded and automated within all digital interactions. Therefore, failing to build an independent infrastructure for this new method of value exchange would be a strategic error equivalent to abandoning investment in national internet backbone networks in the 1990s. Based on global regulatory trends and technological inevitability, this proposal emphasizes why South Korea must urgently adopt an independent stablecoin payment system.